| Carrier: | QBE North America, Inc. |
| Policy #: | WHC0200206 |
| Claims Address: | PO Box 975 Sun Prairie, WI 53590 |
Policy dates are 11/1/2023 - 11/1/2024. Please contact your recruiter or WorkersComp@CoreMedicalGroup.com for additional information.
Q: What is Worker's Compensation?
Q: What is a Worker's Compensation injury or illness?
Q: How do I file a Claim?
Q: Now that I've reported my claim what happens next?
Q: When can I return to work?
Q: What happens if I can only return to work with restrictions?
Q: What happens if I can't return to work for a while or at all?
Q: If the client terminates my contract, what will happen with my CoreMedical Group benefits?
Q: What if my claim is denied?
Q: Where can I seek treatment for my injury?
| Q: | What is Worker's Compensation? |
| A: | Worker's Compensation (Worker's Comp) is insurance coverage that the law requires CoreMedical Group to carry, at no cost to our employees, in case an employee becomes ill due to their job, or is injured on the job. (TOP) |
| Q: | What is a Worker's Compensation injury or illness? |
| A: | A Worker's Compensation injury or illness is one that occurs during employment, during the normal course of your responsibilities. Worker's Compensation covers various types of events, injuries and illnesses. (TOP) |
| Q: | How do I file a Claim? |
| A: | Notify your immediate supervisor and seek appropriate treatment. If urgent care is needed, go to your local Emergency Room. Complete CoreMedical Group's Incident/Injury report or you may complete the facilities injury specific form. All claims must be reported to CoreMedical Group within 24 hours. (TOP) |
| Q: | Now that I've reported my claim what happens next? |
| A: | CoreMedical Group's Human Resource department will contact our insurance carrier of your incident within 24 hours notification. Once our carrier has been notified, we will follow-up with an email that will contain all pertinent information, should you need additional services:
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| Q: | When can I return to work? |
| A: | You can return to work once you have been released by your treating physician. You will be required by CoreMedical Group's Human Resources department to supply a note from your physician releasing you back to work. (TOP) |
| Q: | What happens if I can only return to work with restrictions? |
| A: | If you are released back to work with restrictions by your treating physician, it will then be up to the client facility to determine if they have a light duty position available for you that you can perform with the restrictions indicated. If you are unable to perform your duties as contracted, the client may need to find a replacement contractor that can perform those required duties at 100%, since as a traveler you are already filling in due to a shortage at the facility. Your current contract may be terminated at the discretion of the client. (TOP) |
| Q: | What happens if I can't return to work for a while or at all? |
| A: | If you are expected to be out of work for a period of time deemed to be too long by the client, your current contract may be terminated at the discretion of the client. If you are unable to return to work, your current contract will be terminated. (TOP) |
| Q: | If the client terminates my contract, what will happen with my CoreMedical Group benefits? |
| A: | You are always required to maintain a full-time employment status. If you are unable to maintain a full-time status, your benefits will end at midnight the night of your last physical day of work. For additional information on your Insurance plan, please reference our benefits section. You will be given the opportunity to purchase coverage through COBRA. (TOP) |
| Q: | What if my claim is denied? |
| A: | All determinations on acceptance or denial of claims is made solely by CMG's Worker's Compensation insurance carrier. If you would like to appeal the decision made on the claim, please contact your Claims Handler directly. CMG does not make any determinations on claim status. (TOP) |
| Q: | Where can I seek treatment for my injury? |
| A: | If you would like to seek medical treatment, you are able to go to any medical facility, ER, Urgent Care, or Walk In (that accepts QBE insurance) for initial treatment. It is the employee's responsibility to advise the treating facility that the injury is work related, and provide CoreMedical Group's worker's comp policy information. (TOP) |
For additional information, please contact WorkersComp@CoreMedicalGroup.com.
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