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Health Insurance

Carrier:	Anthem Blue Cross Blue Shield
Plan Type:	PPO
Group #:	343 797 006
Customer Service:	800-852-6592
Provider Directory:	www.anthem.com
Medical Service Claims Address:	Anthem Blue Cross & Blue Shield PO Box 533, North Haven, CT 06473
Prescription Claims Address:	Express Scripts PO Box 66583, St. Louis, MO 63166-6583

In Network Coverage Includes:

Office Visit Co-pay	$25 per visit
Prescription Co-pay:	$10 Generic $25 Formulary $50 Non-Formulary
Chiropractic Visits:	$50 per visit (12 per year) *Services Subject to Deductible
Emergency Room Co-pay:	$150 Co-pay *Services Subject to Deductible

Available products expire on 12/31/12. Please contact your recruiter or contact us at 800-995-2673 for additional information.

Health Insurance - Frequently Asked Questions

Q:	How do I elect to participate in CoreMedical Group Benefits?
Q:	What if I want to change what I elected?
Q:	When do my benefits begin?
Q:	When do my benefits end?
Q:	Who is eligible to participate in CoreMedical Group benefit plans?
Q:	Who can I cover on my group plan?
Q:	What type of plan options do I have?
Q:	When will I get my ID cards?
Q:	Where will my ID cards be sent?
Q:	What do I do if I need services or prescriptions filled before I get my ID cards?
Q:	How do I apply for a reimbursement?

Q:	How do I elect to participate in CoreMedical Group Benefits?
A:	At the time you are discussing your contract terms with your recruiter, you will need to advise them as to whether you require insurance or not. If you elect insurance, you will receive the appropriate paperwork to complete at the time your contract is mailed to you. (TOP)

Q:	What if I want to change what I elected?
A:	Please contact your recruiter to determine your eligibility for change. (TOP)

Q:	When do my benefits begin?
A:	All insurances are effective day one (1) of your assignment. You will be enrolled (if applicable, please reference your contract) after successful completion of 14 days of employment, with retroactive coverage to day one (1). (TOP)

Q:	When do my benefits end?
A:	All insurance ends at midnight on your last physical day of work. (TOP)

Q:	Who is eligible to participate in CoreMedical Group benefit plans?
A:	Full-Time W2 Employees (on CMG Payroll) (TOP)

Q:	Who can I cover on my group plan?
A:	You can cover a legal spouse and/or legal dependents. (TOP)

Q:	What type of plan options do I have?
A:	CoreMedical Group currently offers Single or Family coverage. Family coverage is for Employee + Spouse, Employee + Dependent or Employee, Spouse and Dependents. (TOP)

Q:	When will I get my ID cards?
A:	You will receive your ID cards approximately 14-21 days after your enrollment is processed. Your ID cards are sent via United States Postal Service directly form Anthem. (TOP)

Q:	Where will my ID cards be sent?
A:	Your benefits will be processed using your temporary address (if applicable). If no temporary address is available, your benefits will be set up using your permanent address. (TOP)

Q:	What do I do if I need services or prescriptions filled before I get my ID cards?
A:	If you need to seek services or fill prescriptions prior to receiving your ID cards, you will need to pay for your service and apply for a reimbursement directly from the carrier. (TOP)

Q:	How do I apply for a reimbursement?
A:	You will need to complete an insurance carrier reimbursement form directly from the carrier's website. You will need complete the form as instructed and attach a copy of your receipt. You will be reimbursed for service as covered by your plan. (TOP)